One wallet. Unlimited possibilities.
QuataPay is your all-in-one digital wallet designed to make payments simple, fast, and secure. Whether you're sending money to friends, paying a merchant, or tracking expenses, QuataPay keeps your finances under control with ease.
- Encrypted personal data
- XAF wallet transfers
- No QuataPay fee between users
- French and English
Available balance
128,500 XAF
Recent activity
Ada M.
Received
+5,000
MTN Airtime
Bill pay
-1,000
Cafe Douala
QR payment
-2,400
Wallet · one app, everything
Trusted by partners & the rails behind Cameroon's money
- Banks
- Credit Unions
- MFIs
- MTN MoMo
- Banks
- Credit Unions
- MFIs
- MTN MoMo
Get started
Four steps from download to your first secure payment
Download the app, open an account, verify your identity, then send or pay.
Create account
Download the app and verify your phone in under two minutes.
Choose method
Top up via MTN Mobile Money or a nearby QuataPay agent. Bank coming soon.
Scan & pay
Pay merchants and friends with a QR in the app. No QuataPay fee between users.
Stay verified
KYC, 2FA and device checks keep every wallet locked down.
One platform, every role
Built for everyone in Cameroon
Personal users, agents, merchants, and developers — each gets a tailored experience on the same secure rails.
One account, one ecosystem
Everything connects to your QuataPay wallet
Food, marketplace, business and developer tools — all funded and settled from a single balance. Add a product, not another account.
QuataPay wallet
The single balance that powers every product below — no transfers, no reconciling, no extra sign-ups.
QuataFood
Order & pay for food in-app — settled straight to merchant wallets.
Abaqwa
The marketplace where shoppers check out with their QuataPay balance.
Payment Gateway
Hosted checkout + payment links for any website or app.
Business Dashboard
Run collections, payouts and reporting from one console.
Developer APIs
One API key, sandbox, and webhooks across the whole stack.
Today
Example412K
Volume
168
Payments
Payment methods
- Mobile Money52%
- Card26%
- Wallet14%
- Bank8%
Illustrative example. Not real data.
For business
A full merchant suite — get paid, get settled
Accept in-store and online, automate collections and payouts, and see it all in real time. Payroll, bulk payments, invoices, roles and audit logs included.
Get the QuataPay Merchant app
For developers
Take your first payment in minutes
A clean, hosted-checkout API with test keys, signed webhooks and a sandbox. Real code, not screenshots.
REST API
Predictable resources, a single response envelope, XAF-native amounts.
Signed webhooks
HMAC-verified events with delivery logs and one-click replay.
Hosted checkout
Redirect or share a link — you never touch card or MoMo credentials.
Sandbox
Test keys and a simulate endpoint to force success or failure.
curl https://api.quatapay.com/api/v1/gateway/payments \
-H "Authorization: Bearer qpay_test_…" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "XAF",
"webhook_url": "https://you/webhooks"
}'
# → { "success": true, "data": { "checkout_url": … } }Why QuataPay
Digital payments built for Cameroon
Partnered, not a bank
An MTN Mobile Money partner, with a corporate banking relationship at Afriland First Bank.
XAF wallet transfers
No QuataPay fee between QuataPay wallets; the government tax applies.
Built for Cameroon first
French + English, XAF-native.
Intelligence, built in
Money that thinks with you
From fraud scoring to spending insights, QuataPay uses intelligence to keep you safe and in control — quietly, on every transaction.
AI fraud detection
Every transaction is scored in real time; risky ones are held for review.
Smart monitoring
Anomaly detection on device, location and velocity — before money moves.
Spending insights
Automatic categorisation so you see exactly where your money goes.
Merchant analytics
Live revenue, top products and settlement trends for businesses.
Smart alerts
Context-aware notifications — the ones that matter, when they matter.
AI assistant
soonA financial copilot that answers questions and automates routines.
Security
5 ways our security system protects you
Layered defences — at sign-up, at sign-in, and on every transaction.
Identity verification
Government-issued ID checks at sign-up.
KYC profile
Identity verification and fraud scoring on transactions.
Multi-factor auth
Password + PIN + 2FA on sensitive flows.
Confidentiality
Encrypted PII with blind-index lookups.
Activity tracking
Login, device and transaction history.
Who it's for
Built for everyone moving money in Africa
From a student splitting a bill to an enterprise running payroll — one platform, tailored to each.
Growing businesses
Collect, pay out and reconcile without the bank queue.
Merchants
Take QR, link and hosted-checkout payments; withdraw to your bank, credit union or MFI.
Agents
Serve cash-in / cash-out and earn commission on every trade.
Students
Send and receive money between wallets with no QuataPay fee.
Professionals
Invoice clients, get paid by link, and track it all in one app.
Developers
Ship checkout in a day with sandbox keys and signed webhooks.
FAQ
Questions, answered
Can't find what you need? The full Help Center is one click away.
Is QuataPay a bank?
Which fees apply?
Can I send money outside Cameroon?
How do I become an agent or onboard as a merchant?
Is my data safe?
Get the QuataPay app
Available on Android; on iPhone, install it from Safari. Send, receive, and scan to pay in Cameroon.
QuataPay Merchant — for businesses
QuataPay Agent — for cash-in / cash-out agents
- Biometric sign-in
- Offline-tolerant QR
- Push notifications
- French + English
Ready to start?
Cameroon's modern payments stack — in your pocket.
One account works as a wallet, a merchant terminal, an agent counter, and a developer dashboard. Pick the role that fits.