QuataPay
Pricing

Simple, transparent fees

P2P transfers between QuataPay wallets are always free. Fees only apply when money moves between the platform and mobile networks or banks — and every fee is shown on screen before you confirm.

Open free account See full fee schedule
  • 0 fee P2P, forever
  • Free mobile top-up
  • Agent commission on assisted transactions
  • All fees disclosed pre-confirm

Account tiers

Unlock higher limits as you verify

Complete KYC in the app to step up to higher daily and monthly limits.

Basic
Free

For individuals getting started.

Daily limit100,000 XAF
Monthly limit500,000 XAF
KYC requiredID card or passport
  • P2P transfers
  • QR code pay
  • Bill pay
  • Mobile airtime top-up
  • Payment links
  • Virtual card
  • Remittance
Open free account
Most popular
Standard
Most popular

Verified accounts with higher limits.

Daily limit1,000,000 XAF
Monthly limit5,000,000 XAF
KYC requiredID + selfie verification
  • P2P transfers
  • QR code pay
  • Bill pay
  • Mobile airtime top-up
  • Payment links
  • Virtual card
  • Remittance
Open and verify
Premium
Max limits

Full-KYC verified for high-volume users.

Daily limit10,000,000 XAF
Monthly limit50,000,000 XAF
KYC requiredID + proof of address + income
  • P2P transfers
  • QR code pay
  • Bill pay
  • Mobile airtime top-up
  • Payment links
  • Virtual card
  • Remittance
Open and verify

Fees

Transaction fees

All fees are disclosed before you confirm. Amounts are in XAF (CFA franc).

ServiceFeeNote
P2P transfer (wallet → wallet)FreeAlways free between QuataPay accounts
Cash-in via MTN MoMoVariesAny funding fee is added on top of your top-up and shown before you confirm; it depends on the transaction type. MTN network fees are separate
Cash-in via Orange MoneyComing soonOrange Money funding is not live yet; Orange Money network fees apply
Cash-out via MTN MoMoVariesShown before you confirm; MoMo network fees are separate
Cash-out via Orange MoneyComing soonOrange Money cash-out is not live yet
Cash-out (withdrawal) — Tier 1~55 XAF0 – 5,000 XAF
Cash-out — Tier 2150 XAF5,001 – 10,000 XAF
Cash-out — Tier 31.15% + 4 XAF10,001 – 333,332 XAF
Cash-out — Tier 43,854 XAF333,333 – 500,000 XAF
Cash-out — Tier 50.65%500,001 – 1,000,000 XAF
Bill pay1%Capped at 2,000 XAF
Mobile airtime top-upFree—
Merchant payment (customer pays)FreeMerchant bears the fee
Merchant processing feeSet per merchantConfigured according to the merchant's account and applicable service terms; shown on every settlement
Remittance (international)VariesCorridor-dependent; quoted in full before you send
Government levy (withdrawals)4 XAF flatRegulatory — passed through

Tier-based fees (cash-out, bill pay, settlement, remittance) are managed through the QuataPay fee engine and may be updated. The values shown reflect the current public schedule.

Agents

Agent commission rates

Agent earnings vary according to transaction volume, services provided and customer demand.

ActionCommission / Requirement
Commission on cash-in assistedShare of the platform fee
Commission on cash-out assistedShare of the platform fee
Minimum float required50,000 XAF
Float top-upFree

Interested in becoming an agent? Apply here

Ready?

Open a free account in minutes.

No monthly fees, no hidden charges. P2P transfers are free for life between QuataPay users.

Open free account Talk to us