QuataPay
QR payments

Accept QR payments at your counter.

Print your QuataPay merchant QR once. Customers scan it and pay, and people without a QuataPay account can pay with MTN Mobile Money. No POS terminal.

Create merchant account All ways to accept
  • No POS terminal or rental
  • Fixed or open amount
  • One-off QR for a single sale
  • Refunds from the dashboard

Example

Counter QR

Scan to pay
  • Customer scansApp or camera
  • Pays withWallet or MTN MoMo
  • You getNotification + receipt

How QR payments work for a merchant

When you open a QuataPay merchant account, the app gives you a merchant QR. Print it and put it where customers pay. A customer scans it with the QuataPay app, enters the amount and confirms with their PIN. A customer who does not have the app can scan it with a phone camera instead: the QR opens a page where they can pay with MTN Mobile Money, so you do not lose the sale.

You choose how the QR behaves. Let customers type any amount, or set a fixed amount or a minimum and maximum. For a single sale you can create a one-off QR that expires and can be used once, or send the customer a payment request that prompts them to pay.

Every payment appears in your merchant app with a receipt reference, and you can refund a payment from the dashboard. You withdraw your balance to a bank, credit union or MFI account within 3 working days; payouts to MoMo are coming soon. The processing fee is set per merchant account.

What you get

What you get with a QR.

Print once

One merchant QR for the counter. No terminal, no rental.

Works without the app

The QR opens a page where a customer without QuataPay can pay with MTN Mobile Money.

Amount rules

Open amount, a fixed amount, or a minimum and maximum. Or mint a one-off QR for one sale.

Receipts

The payer gets a receipt and you see the payment in your merchant app.

See where sales come from

Your dashboard breaks payments down by channel, including QR.

Refunds

Refund a payment from the merchant dashboard.

How it works

Start taking QR payments.

  1. Open a merchant account

    Register and complete verification (KYC).

  2. Print your QR

    Download your merchant QR from the app and put it on the counter.

  3. Get paid

    Customers scan and pay. You see each payment in the merchant app.

FAQ

Common questions

Do I need a POS terminal to accept QR payments?
No. Print your merchant QR once and put it on the counter. Customers scan it, so no terminal and no rental are needed.
Can customers pay if they do not have QuataPay?
Yes. The page a merchant QR opens lets a customer without an account pay with MTN Mobile Money.
Can I fix the amount on the QR?
Yes. In your merchant settings you can let customers type any amount, or set a fixed amount or a minimum and maximum. You can also create a one-off QR for a single sale; it expires and works once.
What does it cost?
The processing fee is set per merchant account and is shown on every settlement. See the fees page and your merchant agreement; there is no single site-wide merchant rate.
How do I get my money out?
Withdraw to your bank, credit union or MFI account; QuataPay pays these within 3 working days. Payouts to MoMo are coming soon.
Can I refund a customer?
Yes. Merchants can refund a payment from the merchant dashboard.

Related features

All ways to accept Developer API Pay a merchant (customers) Fees Download the merchant app

Put a QR on your counter.

Open a merchant account and print your QR.

Create merchant account Download the app