One wallet for everyday money.
Send to friends, receive from anyone, and shop with QR — all from the same balance, with bills and airtime coming soon. No QuataPay fee between QuataPay users, only the government tax (0.2% + 4 F).
- No-fee transfers (government tax only)
- Bills, airtime, school fees (soon)
- Virtual cards (not on sale yet)
- Encrypted personal data
Available balance
142,500 XAF
- FriendLunch · 1,500−
- MTN Airtime+237 6xx · 5,000−
- Tasty CaféCoffee · 1,200−
- Jean-PierreReceived · 25,000+
XAF
Wallet currency
One wallet, one currency
0.2% + 4 XAF
Government fee
On transfers; set by policy and can change
EN + FR
Site languages
English and French
MTN MoMo
Live mobile-money rail
Other rails are not live yet
Everything in one app
Money moves, end to end.
Every kind of payment in one wallet — no second app, no double login. Some are coming soon.
Add money
Cash in from MTN MoMo or at an agent counter near you. Orange Money and bank transfer coming soon.
Withdraw
Cash out at any QuataPay agent, or withdraw to a bank, credit union or MFI account within 3 working days. Cash-out to MoMo and Orange Money coming soon.
Get started
Three steps to your first transfer
Open an account in the app, verify your identity, then send, receive or pay.
Open your account
Sign up with your phone number and a 6-digit code we text you. No documents needed for the starter tier.
Add money
Fund your wallet from MTN MoMo or at any QuataPay agent. Orange Money and bank coming soon.
Send, scan, pay
Type a handle, scan a QR, or tap a payment link. Your friend gets the money before you put the phone down.
The details
Built for the way Cameroonians actually pay
QR payments
Scan, pay, done — at the market, in the bus, at the café.
Every QuataPay user gets their own personal QR. Merchants get theirs too. Snap, confirm, and the money arrives before the cashier finishes printing your receipt.
- Print your QR to display at your shop
- Pay merchants with one tap from any screen
- QR codes never expire — print once, use forever
Scan to pay
Bills + airtime
One screen for ENEO, CDE, MTN, Orange, school fees — all of it.
Stop bouncing between four apps to pay the people you owe each month. We're adding every major biller in Cameroon — bill pay is coming soon, with receipts in your QuataPay inbox for tax season.
- ENEO + CDE accounts saved for repeat use
- School fees with reference number lookup
- Auto-pay schedules for monthly bills
Bill pay
Security
Your money's protected like a bank, accessible like a chat app.
Every money move needs your PIN, and you can turn on two-factor sign-in.
- PIN for every money move
- 2FA via authenticator app
Security
Why QuataPay
Built for Cameroon, not retrofitted to it.
Other wallets were built somewhere else and bolted onto this market. We started here — with the channels and the languages that actually matter.
Wallet-to-wallet transfers
Money moves from your wallet to the recipient's wallet in XAF, with a notification and a receipt.
Partnered, not a bank
An MTN Mobile Money partner. Funds tied to MTN MoMo transactions sit within the MTN Mobile Money infrastructure.
Speaks your language
Full UI in English and French. Customer support replies within one business day in either.
Get the app
Take your QuataPay wallet everywhere
Send money, pay merchants, and top up from your phone.
Questions
Common questions
The shortlist. The full FAQ lives at /faq.
Is QuataPay actually free?
How long does cash-out take?
What if I send money to the wrong person?
Do I need to be in Cameroon to sign up?
Can I pay someone who doesn't have QuataPay?
Ready?
Open your wallet.
Open a QuataPay account on your phone. No QuataPay fee between users.