QuataPay
Send money

Send money to a QuataPay wallet, with no QuataPay fee.

Type an @handle, enter a phone number or scan a QR. The money moves from your wallet to theirs, confirmed with your PIN. Only the government tax (0.2% + 4 F) applies.

  • No QuataPay fee between users
  • @handle, phone or QR
  • PIN on every transfer
  • Schedule transfers

How sending money works

Send money moves funds from your QuataPay wallet to another person's QuataPay wallet. In the app you choose the recipient by @handle, by phone number or by scanning their QR, enter the amount, and confirm with your PIN. The recipient has to have a QuataPay account; if they do not, ask them to open one, or ask them to share a payment link or QR so they can receive from outside QuataPay.

QuataPay charges no fee for a transfer between QuataPay users. The only cost is the government tax of 0.2% + 4 F, and the app shows the total before you confirm. You send from your wallet balance, so add money first from MTN Mobile Money or at an agent if your balance is low.

People you have sent to are remembered as saved recipients, you can schedule a transfer for later or on a repeating basis, and every transfer has a receipt you can open from your transaction history.

What you get

Every way you would want to send.

By @handle

Every QuataPay user has an @handle, so there is no number to mistype.

By phone number

Enter the phone number of a QuataPay user to find their wallet.

By QR scan

Scan the recipient's QR to fill in who you are paying.

Saved recipients

People you have sent to are remembered for next time.

Scheduled transfers

Schedule a transfer for later, or set it to repeat.

PIN-protected

Every transfer is confirmed with your PIN.

Receipts

Open a printable receipt for any transfer from your history.

How it works

Three steps from your wallet to theirs.

  1. Pick a recipient

    Type a handle or phone number, scan a QR, or choose a saved recipient.

  2. Enter the amount

    The app shows the total, including the government tax, before you confirm.

  3. Confirm with your PIN

    The money moves to the recipient's wallet and both of you are notified.

FAQ

Common questions

Can I send money to someone who does not have QuataPay?
Not with Send money: the recipient needs a QuataPay account. To receive from people outside QuataPay, share a payment link or QR instead (see Receive money).
How much does it cost to send money?
There is no QuataPay fee between QuataPay users. Only the government tax of 0.2% + 4 F applies, and the app shows the total before you confirm.
Do I need money in my wallet first?
Yes. You send from your wallet balance. You can add money from MTN Mobile Money or at an agent.
Is a transfer protected?
Yes. Every transfer is confirmed with your PIN.
Can I schedule a transfer?
Yes. You can schedule a one-off or recurring transfer from the app.

No QuataPay fee

Open an account and send your first XAF.

Wallet-to-wallet transfers carry no QuataPay fee, only the government tax (0.2% + 4 F).