Accept payments everywhere you sell.
Print a QR for the counter, paste a payment link in WhatsApp, or wire our API into your checkout. Withdraw to your bank, credit union or MFI within 3 working days; MoMo payouts are coming soon.
- Fees set per merchant account
- Daily / weekly / monthly payouts
- Refunds in one click
- API + webhooks + sandbox
Today's revenue
487,200 XAF
Example data, not a real merchant
Per account
Processing fee
Shown on every settlement
KYC
Before you go live
Reviewed by QuataPay
4
Ways to accept
QR · link · API · checkout
3 days
Bank withdrawal
Within 3 working days
Four ways to accept
Whatever your checkout looks like, we fit it.
A street stall, an online store, a WhatsApp shop, a custom app — same backend, four entry points.
QR at the counter
Print your merchant QR once. Customers scan and type the amount. No POS terminal, no rental.
Payment links
Create a reusable link or one-time invoice in two taps. Send via WhatsApp, SMS, or email.
REST API
Drop our SDK in. Three endpoints (create intent, redirect, listen for webhook) and you're charging customers.
Hosted checkout
Don't want to host the payment page? Redirect to ours — we collect, confirm, and hand the customer back.
Pricing
Fees shown before you commit.
Per settlement
Per account
Merchant transaction fees are configured according to the merchant's account and applicable service terms. Customer payments are free; you only pay when money lands in your wallet.
Monthly fee
None listed
The fee schedule lists no setup or monthly charge.
Refunds
Partial or full
Refund a payment from the merchant panel or the API.
Operations
Run the business, not the payment system.
Refunds, settlements and exports from the merchant panel.
Settlements
Withdraw to your bank, credit union or MFI within 3 working days. Payouts to MoMo and Orange Money are coming soon.
One-click refunds
Full or partial refunds from any transaction. We push money back through the same rail it came in on.
Exports
Export any date range as CSV.
Risk checks
Payments go through QuataPay's fraud and risk checks before they settle.
Webhooks
Subscribe to payment events. HMAC-SHA256 signed. Failed deliveries are retried on a backoff schedule, up to 5 attempts.
Dashboard
Payments by channel, refunds and settlements in the merchant panel.
Onboard
Live in four steps
The fast path. Slow path is if you're a bank — we'll talk.
Create your merchant account
Email + business name. We KYC your founder's ID and the business registration.
Pick how you accept
QR for the counter, payment links for chat, API for your app — or all three.
Set your settlement
Choose your payout cadence. Payouts to MoMo, Orange Money or your bank are coming soon.
Go live
Once QuataPay approves your KYC, your QR is ready to print, your link is ready to share and your API keys are ready to call.
Three endpoints to a working checkout.
Create a payment intent, redirect to our hosted page, listen for the webhook. That's it. No payment form to build.
curl -X POST https://api.quatapay.com/api/v1/gateway/sandbox/payments \
-H "Authorization: Bearer qpay_test_…" \
-H "Idempotency-Key: $(uuidgen)" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "XAF",
"customer_reference": "order_12345",
"return_url": "https://shop.example.com/pay/return"
}'Get the app
Run your business from the QuataPay Merchant app
Accept QR payments, track settlements, and manage refunds — all from your phone.
Questions
Common merchant questions
How long until I can accept payments?
Can I do refunds?
How do you settle to my account?
Do you support multi-currency?
What about chargebacks?
Is there a sandbox?
Get started
Create a merchant account.
Create a merchant account, complete KYC, then accept your first payment.